Terms and Conditions

Effective Date: 11/18/2024

Welcome to mortgageswithshellie.com (“we,” “us,” or “our”). By using our website, services, or engaging with us, you agree to the following Terms and Conditions. Please read them carefully.

1. Services

We provide personalized coaching and tailored loan solutions for home buyers and homeowners seeking refinancing. Our services are subject to applicable laws and regulations.

2. No Guarantee of Loan Approval

We provide guidance and recommendations, but loan approval is determined by lenders. We cannot guarantee loan approval or specific terms.

3. User Responsibilities

By using our services, you agree to:

  • Provide accurate and truthful information.
  • Use the information on this website for personal, non-commercial purposes.
  • Comply with all applicable laws and regulations.

4. Intellectual Property

All content on this website, including text, graphics, logos, and other materials, is owned by us or licensed for our use. You may not copy, modify, distribute, or use our content without prior written permission.

5. Limitation of Liability

We are not liable for:

  • Losses resulting from loan decisions or actions taken based on our advice.
  • Damages from unauthorized use of our website or services.

6. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Third-party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these websites.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this page. Continued use of our website or services signifies your acceptance of the updated terms.

9. Governing Law

These Terms and Conditions are governed by the laws of California. Any disputes will be resolved in the courts of California.

10. Contact Us

If you have questions about these Terms and Conditions, please mail Shellie Galindo at:

3434 Truxtun Ave #155
Bakersfield, CA 93301